Ø  Results-driven financial professional eager to contribute residential, construction, and commercial lending/credit experience toward optimizing bottom-line performance with a progressive organization.

Ø  Excel in training, developing and directing high-performance teams; have spearheaded numerous training initiatives, equipping staff with tools and resources for maximizing performance.

Ø  Dynamic analytical, team leadership, contract negotiation, project management, client relations, and problem solving skills.

Ø  Possess strong project administration experience including managing multiple deadlines simultaneously to maximize profitability.

 

Business Development/Team Leadership

 

  Drive revenue generation initiatives for home purchase and refinance transactions through development of strong relationships with referral partners to acquire repeat and referred clientele.

  Cultivate strong wholesale relationships with small banks to drive non-conforming business as well as serve as a broker source for non-bank issued loans such as No Income Verification Loans.

  Successfully fund tough loans by utilizing problem-solving and investigation skills.

  Possess strong industry knowledge of conventional, FHA, USDA, VA, construction, and some commercial loan origination procedures; experienced with Chapter 13 bailouts and Chapter 7 clients.

  Maximized productivity by leading training programs for new loan officers with basic mortgage financing education.

 

 

AXIA FINANCIAL, LLC, Everett, WA                                                                                    07/2009-Present

Senior Loan Officer

 

CHOICE LENDING, INC., Bellevue, WA                                                                             07/2004-07/2009

Senior Loan Officer

 

OPTION ONE MORTGAGE CORPORATION, Irvine, CA                                                   01/2004-07/2004

National Accounts Representative

 

CLS FINANCIAL CORPORATION, Lynwood, WA                                                              09/1993-01/2004

Retail Loan Officer/Wholesale Area Manager

 

NMLS Mortgage Originator License, 2011

State of Washington DFI Loan Originator, 2007

 

 

SEATTLE CHILDRENS HOSPITAL

NORTHWEST FOOD DRIVE FOR YEARS

KISS RADIOTHON CHILDRENS HOSPITAL

EVERETT SALVATION ARMY VOLUNTEER

SALVATION ARMY COAT DRIVE

JOHN L SCOTT AND ALBERTSONS NEEDY FAMILIES FOR CHRISTMAS AND THANKSGIVING

 

 

 

Date

 

Hiring Agent Name

Title

Company Name

Address

City/State/Zip Code

 

Dear__________________:

 

I am currently seeking a challenging career opportunity in a special credits officer capacity and am submitting my resume for your review. In advance, thank you for your time and consideration.

 

With my progressive experience in driving business success through senior loan originator and national accounts representative roles, I feel I will benefit your organization. Throughout my work history, I have consistently exceeded revenue expectations by researching financing options for a variety of loans including conventional, FHA, USDA, VA, construction, and commercial utilizing banking, credit, and contract negotiation skills.

 

Some of my selected responsibilities include:

 

  Business Development: Drive revenue generation initiatives for home purchase and refinance transactions through development of strong relationships with referral partners to acquire repeat and referred clientele.

  Contract Negotiation: Successfully closed conventional, FHA, USDA, VA, construction, and some commercial loan origination procedures; experienced with Chapter 13 bailouts and Chapter 7 clients.

  Team Leadership: Maximized productivity by leading training programs for new loan officers with basic mortgage financing education.

 

As an employee, you will find me to be a driven team player committed to supporting you in achieving your objectives through superior performance. My goal is to transition my experience, creativity, and enthusiasm to your organization. I am confident that I could be a valuable asset, and look forward to interviewing with you in the near future.

 

Sincerely,

 

 

 

Yyyyyy x. yyyyyy