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yyyyyy x. yyyyyy united states of america
veterans'
preference: no
highest grade: gs-1165-9,
09/2007-present
contact current employer: yes
vacancy announcement: wa-08-03
core competencies
consumer and commercial lending, financial services, mortgage lending, program administration, financial analysis, feasibility studies, environmental assessments, regulatory & policy/procedure compliance, staffing, training and development, supervision, workflow planning/assignment, client relations, community relations, customer service, operations/branch management, business development, marketing, profit control, delinquency control, risk management, communication, presentation, negotiation, consultation, troubleshooting
work experience
confidential
9/2007 - present
confidential
yakima, wa us
grade level: gs9
salary: 45040.00 usd per year
hours per week: 40
area specialist, 1165
proficiently analyze, process and service
community, business and cooperative program loans and loan guarantees as well
as grants including rural utilities water and waste disposal and community
facilities. facilitate lending activities to public bodies and non-profit
organizations for diverse projects ranging from health care, fire and life
safety, cultural and educational to transportation and related public
facilities.
comprehensively review loan dockets to ensure compliance with policy and procedures. efficiently review and evaluate overall community activities such as loan making, servicing, technical services, and credit counseling; exercise authority on making and servicing loans, technical services and credit counseling. apply sharp analytical skills toward reviewing loan applications and conducting financial management analysis and project feasibility evaluations; effectively prepare detailed environmental assessments. complete security inspections and actively participate in pre-construction conferences.
proactively establish and maintain professional relationships with varied government and community parties in promoting agency programs to rural communities. deliver quality technical assistance to communities within area office jurisdiction and under program authorities. consistently maintain current knowledge of rural development programs and services in order to effectively assist internal/external customers. contribute expertise toward providing recommendations on optimizing impact of rural development marketing program.
(contact supervisor: yes,
supervisor's name: randy baird, supervisor's phone:xxx-xxx-xxxx ext 4 )
4/2006 - 8/2007
wells fargo home mortgage
selah, wa us
salary: 24,000 usd per year
hours per week: 40
home mortgage consultant
productively interfaced with new and existing clients to define home mortgage
lending needs and provide optimal loan options. conducted comprehensive
reviews of all loan processing documents including credit reports, payroll
documentation, income tax returns, insurance certificates, appraisals, and
title reports. successfully originated high volume of home mortgage
loans.
(contact supervisor: yes,
supervisor's name: leslie nelson , supervisor's phone: 509-323-5324)
page 1 of 2
veronica baer page 2 of 2
5/1990 - 4/2006
citifinancial
yakima, wa us
salary: 72,000.00 usd per
year
hours per week: 40.00
branch manager
demonstrated dynamic leadership qualities and sharp business acumen in
profitably managing operations of branch with an $18m portfolio of receivables
while concurrently driving growth and maintaining profit and delinquency
controls. steered human resource functions including hiring, training, development,
and evaluation. coordinated and led sales team in generating high-volume
revenue through mortgage and personal consumer loans as well as insurance
products. planned, organized and monitored staff delinquency control activities
including collection phone calls, repossessions, legal actions, bankruptcy
proceedings, and foreclosure processes. achieved personal recognition in eastern washington market as specialist in building and leading results-driven,
top-performing teams.
entrusted with full accountability for branch loan underwriting, policy and procedure compliance, requiring diligent review of title and appraisal reports, insurance documents, tax returns, payroll records, and credit reports. managed branch daily cash controls including deposits, payment reconciliation and accounts receivable. strategically developed and executing aggressive marketing programs to build commercial lending business, playing an instrumental role in expanding revenue channels and competitive leveraging in highly competitive market.
(contact supervisor: yes, supervisor's name: angie stephenson, supervisor's phone: 509-469-0482)
education
franklin pierce high school - tacoma, washington us
high school or equivalent - 6/1977
major: general business
gpa: 3.0
licensures/certifications/credentials
life and accident and health insurance license, washington state
property and casualty insurance license, washington state
notary public washington state
additional data
availability
job type: permanent
work schedule: full time
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