yyyyyy x. yyyyyy                                                    0000 xxxxxx xxxx , xxxx , xxxxx 00000

(xxx-xxx-xxxx

abc@xyz.com

objective

solutions-focused business professional eager to contribute risk analysis, safety and financial expertise, as well as dynamic project management and business skills toward actively supporting the employer in a challenging underwriter assignment.

 

career profile

ø b.b.a., risk management and insurance.

ø over eight years of successful risk assessment, underwriting and loss mitigation experience.

ø knowledgeable in all facets of insurance, safety and claims adjustment methodologies.

ø experience in providing liaison to insurance brokers/carriers.

ø deliver exceptional customer relations.

ø high potential to identify and mitigate client loss exposure.

ø facilitate safety analysis and workers compensation injury reviews.

ø assess safety violations and construction site accident rates.

ø additional career experience in the transportation and banking sectors.

ø skilled consultant and advisor.

ø proven problem-solving and troubleshooting capacity.

ø record of progression to positions of increasing authority and responsibility.

ø strong focus on exceptional customer service, quality and meeting organizational objectives.

ø effectively interact with diverse groups and professionals at all levels.

ø well-organized multi-tasker with strong detail orientation.

ø adept in aligning it contributions with organizational objectives.

ø enthusiastic team player.

ø osha safety certified.

ø construction risk and insurance specialist certification (cris).

 

professional experience

new jersey schools development authority, trenton, nj                                                            2007 - present

risk analyst

       recruited to support director of risk management in coordinating corporate ocip and risk management program.

       effectively monitor policy/procedures of insurance coverage, safety program and claims adjustment.

       initiate quantitative assessment of insurance programs for presentation to senior staff.

       designated as liaison to insurance brokers and carriers.

       partnered with management, insurance brokers and insurance carriers to resolve complex insurance coverage situations and ensure updated insurance coverage.

       coordinate with internal/external clients to identify and analyze loss exposure through on-site surveys and consultations.

       identify critical risk exposures and develop remedial recommendations to lower incidence of accidents on construction sites.

       serve on safety team to facilitate safety educational programs and compliance enforcement.

       played key role in launch of multi-lingual safety signs on construction sites.

       aid director in developing recommendations to upgrade existing processes.

       spearhead safety analysis and review of workers compensation injuries to reduce safety violations and accident rates at construction sites. 

       rolled-out safety bulletin for construction sites.

 

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united states liability insurance, wayne, pa      2006 - 2007

underwriting trainee

       retained to manage rates/premiums for commercial insurance products including general liability, directors and officers liability and property.

       evaluated and assessed client operations.

       performed comprehensive financial analysis to determine insurability and retention levels.

       reviewed applications and submitted quotes to clients.

       originated declarations, coverage forms, national/local forms and optional endorsements for policy completion.

       monitored and evaluated loss information, loss control reports and authored risk reports for department leaders.

       authored recommendations based on account analysis utilized in departmental renewal strategy.

 

m clarke transport, philadelphia, pa                                                                                              2004 - 2006

assistant risk manager

         tasked to support department head in risk management function.

         played critical role in reducing high frequency low severity losses 20%.

         successfully assessed and launched loss prevention and control programs.

         monitored/reviewed workers' compensation and general liability programs.

         identified and resolved large dollar losses for workers' compensation and general liability claims.  

 

the hartford group, fort washington, pa                                                                                      2003 - 2004

client service representative

         hired to monitor customer accounts to ensure proper applications of monthly payments.

         evaluated claim history files to determine claim status and benefit claim consideration.

         contributed to dedicated aarp member department providing data on homeowner insurance, retirement plans and medicare supplement plans.

 

jpmorgan chase, horsham, pa                                                                                                     2000 - 2002

default loan/loss mitigation specialist

         brought into organization to assess financial statements, tax returns and credit reports.

         conducted appraisals and determined alternatives for delinquent customers.

         delivered in-depth loss analysis and recommendations for loss mitigation covering investor-owned and company-owned real estate.

         facilitated control of company/investor exposure for foreclosure/property disposition utilizing pre-foreclosure sale, loan modifications and partial claim agency and investor remedies.

         slashed foreclosures 22.5 % as key member of team.

 

earlier background

prior to 2000, served as reservations sales agent, amtrak, philadelphia, pa.  in this assignment built outstanding scheduling, planning, communications, customer service and business development skill sets.

 

 

education

temple university, philadelphia, pa

bachelor of business administration, risk management & insurance