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yyyyyy x. yyyyyy                                                    0000 xxxxxx xxxx , xxxx , xxxxx 00000

(xxx-xxx-xxxx

abc@xyz.com

objective

driven leader eager to contribute dynamic marketing, sales, business development, strategic planning, relationship building, communications and customer relations skills in a challenging lending industry assignment.

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career profile

ø  b.a. with finance major.

ø  over 14 years of successful financial services experience.

ø  award-winner for outstanding performance in revenue generation.

ø  expertise in all facets of sales and marketing.

ø  career built in highly competitive business environment.

ø  strong experience in loan origination and credit operations.

ø  knowledgeable in mortgage banking operations.

ø  well developed entrepreneurial abilities.

ø  record of progression to assignments of increasing responsibility.

ø  accomplished leader, networker and manager.

ø  background in presentation delivery to c-level management.

ø  deliver exceptional customer service on a consistent basis.

ø  top sales producer.

ø  comprehensive understanding of business and operations management.

ø  expertise in all facets of effective marketing plan development and implementation.

ø  leader and developer of highly efficient staffs.

ø  extensive background in client relations and account management.

ø  consistently meet/exceed challenging business objectives.

ø  proven accomplishments in building market share and recognition.

ø  notable presenter, facilitator and speaker.

ø  well-organized multi-tasker with strong detail orientation.

ø  proficient in advanced business software applications.

ø  texas mortgage broker license #20936

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professional experience

mariners mortgage llc. rockport, tx                                                                                         2003 - present

president/owner

       started-up and operate this statewide residential and commercial mortgage brokerage venture.

       coordinate with multiple banks and lending guidelines.

       direct, supervise and mentor eight loan officers.

       initiate and execute all marketing programs.

       additionally, manage payroll, hr and regulatory compliance.

       establish positive relationships with realtors, brokers, cpas and financial advisors for business development.

       direct processors for nation-wide processing of all fha, va and conventional loans.

       business of the month in 2004 with rockport area chamber of commerce.

 

household international/hsbc, corpus christi, tx                                                                          1996 - 2003

branch manager, various locations

       initially hired as consumer loan officer/collector and achieved successive promotions to assistant branch manager and branch manager of progressively larger units.

       served as head of branch collections team and exceeded monthly collection/loan objectives.

       launched new unit in new braunfels, tx, attaining $3mm in a/r.

       drove san antonio office to $10mm in a/r.

       directed nine-employee office overseeing consumer lending, real estate and collections.

       orchestrated effective branch marketing operations,

       developed and controlled budgeting process.

       recipient of multiple sales awards including branch sales manager of the month.


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page two

 

 

 

 

       advanced to san antonio unit with $15mm in a/r.

       won several top district and branch of the month competitions.

       designed and facilitated training programs with division training manager and rolled out to district.

       designated for six sigma team in 2003.

       selected for sales development monthly meeting with other managers across the company.

       won two nationwide contests for branch sales for quarter.

 

 

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earlier background

prior to 1996, served as assistant supervisor, kleberg first national bank.  in this assignment, gained rapid promotion while developing expertise in banking operations during bachelors degree program completion.

 

 

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education

texas a&m, kingsville, tx

bachelor of arts, business, finance major, 1995

 

 

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professional development

management- performance analysis, coaching

consumer lending training - credit assessment

mortgage and lending-

real estate appraisal

fha origination

fha processing

respa procedures and regulations (reg x)

business and mortgage ethics

mortgage federal compliance

real estate finance

principles of real estate

ecoa (reg b)

mortgage lending law

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