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career objective
results-driven mortgage underwriting and processing specialist eager to contribute superior organizational, analytical, and customer service skills toward supporting the employer in optimizing performance
profile
ø offer numerous years of progressive mortgage lending experience with expertise in customer service, risk assessment, staff supervision and development, and regulatory compliance
ø facilitate client-focused, service-oriented environment vital to maximizing customer satisfaction and retention
ø obtain, prepare, and review all relevant documentation to accurately evaluate potential risk; expertly analyze complex financial statements, capital and reserves, property valuation, credit scores, debt and loan-to-value ratios, and cash flow
ø successfully steer all aspects of daily activity; sharp business acumen and extensive experience performing and supervising administrative, processing, and underwriting functions
ø effectively identify and capitalize on opportunities to penetrate and develop markets in highly competitive environments; demonstrated ability to succeed despite unstable market conditions
ø excel at mentoring and leading top-performing support teams; author training materials and strategically coordinate workflow
ø dynamic communication, presentation, negotiation, and relationship management skills
ø strong practical understanding of underwriting guidelines and regulations; maintain highest ethical standards at all times
ø sharp technical proficiencies including ms office and adobe acrobat
ø active notary public and member of national notary association
professional experience
senior underwriter, bear stearns residential, irvine, ca 2/07 c 11/07
senior contract underwriter, aig united guaranty, irvine, ca 8/06 c 2/07
senior credit risk analyst, washington mutual, irvine, ca 2/06 c 8/06
senior contract underwriter, pmi mortgage insurance, irvine, ca 2/01 c 8/05
underwriter, preferred credit, insert location insert dates
underwriter, trust one mortgage, insert location insert dates
contract mortgage processor, self-employed, insert location insert dates
operations manager, golden triangle capital, insert location insert dates
~ community activity ~
volunteer c administrative assistant, laura s house, san clemente, ca insert dates
volunteer c computer instructor, insert venue, insert location 10/08 c present
education
global logistics certification, coastline community college, insert location 2008
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