yyyyyy x. yyyyyy

0000 xxxxxx xxxx , xxxx , xxxxx 00000

xxx-xxx-xxxx • abc@xyz.com

 

versatile professional eager to contribute comprehensive mortgage compliance background toward actively supporting the employer in optimizing performance.

profile

 

• dynamic professional offering over 13 years experience in mortgage compliance, risk analysis and audit management in support of growing industry demands for corporate and transparency.

• in depth experience developing stringent compliance programs and risk management initiatives.
• strong hands-on knowledge of all aspects of the mortgage process, from application to closing.
• adept at blending strong decision-making abilities with outstanding organizational skills, solid leadership attributes, and successful interpersonal relationship-building techniques.
• apply sharp problem-solving proficiencies, intelligent business acumen, and cost-effective strategies, along with exceptional written and verbal communication skills, to any professional environment.
• dynamic communication, analysis, troubleshooting, and relationship management skills.

 

professional experience

 

consultant/quality assurance analyst spillane consulting associates                                   2009-present

• actively serve as consultant at the homeownership division of masshousing, overseeing the analysis and resolution of audited loans.
• formulated stringent analysis standards on agency requirements, investor guidelines, fraud investigation standards, and state/federal regulations.
• hand-selected to perform the compliance review of masshousing annual lender certification, ensuring compliance with financial, government, state, and agency requirements.

 

underwriter gn mortgage                                                                                                             2004-2007         

• recognized as #2 producing underwriter within initial year of employment; successfully maintaining a defect rate of 1% or less each year.
• facilitated productive communication with clients on loan approval/denial, alternative loan restructuring options, and loan pricing.

 

contract underwriter pmi company                                                                                                 2003-2004         

• strategically oversaw the review and underwriting of loans, ensuring accuracy and completeness in compliance with job standards and pmi requirements.
• consistently ensured delivery of quality customer service vital to sustaining and growing accounts.

 

loan processor/jr. underwriter warren bank                                                                                2001-2003         

• successfully steer all aspects of daily activity; sharp business acumen and extensive experience performing administrative, processing, underwriting, closing, and shipping functions.

 

secondary market/compliance/consumer credit ipswichbank                                             1997-2001         

• consistently track record of promotions for exceptional on-the-job performance, from data entry clerk to quality control associate.
• drove the development and implementation of quality control program, effectively identifying errors and decreasing overall number of audit errors.

 

professional education

 

master s degree in management cambridge college                                                                            2012

 

bachelors of arts in management studies cambridge college                                                              2010

 

seminar on underwriting, appraisals and compliance new england college of finance